Insurance Claims and Reinstatement Works
Trust Oncore for insurance reinstatement repairs that will bring your property back to its former glory.
Owning a property can come with curveballs, like fires or floods that can create a significant amount of damage. Luckily, property insurance provides a safety net for these situations so you can get your building repaired without stress.
At Oncore, we specialise in reinstatement work for residential and commercial properties. Our home insurance repair services include everything from repairing a fire damaged house to completing remedial roofing work for storm damage. For commercial property insurance repairs we can assist with industrial-scale ceiling water damage repairs, storm damage, and more.
At Oncore, our insurance repair builders can help, no matter how complex the project. Get in touch with our team today.
Your Oncore consultant will be your single point of contact, from conducting a thorough inspection and providing you with a comprehensive report that you can share with your insurance provider, to ensuring every aspect of your home's repair is completed to a high standard – A complete one-stop-shop!
Oncore Can Help You with Your Healthy Homes Compliance
Can you claim water damage on home insurance?
Standard home insurance generally allows you to claim water damage in some form, but specific coverage depends on your policy. For example, flood damage isn’t the same as soggy flooring caused by a leaky shower pipe so, depending on your policy, one may be covered while the other is not. It’s best to consult with your provider to discuss your policy details.
Is fire insurance included in home insurance?
In New Zealand, home insurance policies typically include fire coverage as a standard feature. This generally extends to not only damage from the fire itself but also smoke contamination and water damage from firefighting efforts. However, we always recommend reviewing your specific policy to confirm the details of your coverage. Insurers often require photo documentation and quotes for any repair work. Our team at Oncore™ is experienced in working with insurance companies and can help you navigate the claims process. Contact your local Oncore™ Branch Owner for more information.
How to get home insurance after a fire?
If you’ve already experienced a fire in your home, you may find that policy rates are inflated due to increased risk. For this reason, it’s beneficial to shop around to find the most competitive rates and coverage. Having insurance before an incident is ideal, so if you don’t have coverage now, we recommend finding a policy as soon as possible.
What is natural disaster insurance?
Natural disaster insurance — the only insurance policy to cover land — is offered by the EQC (Earthquake Commission) and covers damage due to earthquakes, natural landslides, volcanic eruptions, hydrothermal activity, tsunamis, storms, floods, and fires.
How do I make a damage claim on my home insurance?
Always contact your insurer first – they will likely send you a claim form to fill in - if / when they offer the option to get your own repairer, contact Oncore, and we can work with you to prepare a quote for your provider. We work regularly with most of the large insurance companies and loss adjusting firms throughout New Zealand. Oncore is known and trusted by them.
How does a house insurance claim work?
Each insurer is a little different in the way they process claims, but generally speaking, the first step is to always contact your insurance company, get them to confirm what happens next. If they give you the option to get your own repairer, then contact Oncore. Oncore will be able to provide you with a quote to give to your insurer. Once the claim has been approved, we can manage the repair and reinstatement work on your property.
What damage is covered by house insurance?
Every single policy is different, you may want to check with your insurer, or check your policy wording.
Ready to start a project?
Oncore specialises in doing everything related to taking care of your home, building or office. Get in touch today!
